Disability Benefits
Short-term disability insurance is “paycheck” protection and pays a percentage of your salary if you become temporarily disabled for a period of weeks. Common short-term disability claims include injury, pregnancy and minor surgeries.
Short-Term Disability |
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Benefit Amount |
60% of weekly earnings up to $2,000 per week |
Elimination Period |
15 days |
Benefit Duration |
11 weeks |
Long-term disability insurance protects your ability to earn a paycheck. It pays a percentage of your salary if you become unable to work for a long period of time, months or even years.
Common long-term disability claims include musculoskeletal disorders, cancer or serious illness and mental health issues.
Long-Term Disability |
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Benefit Amount |
60% of monthly earnings, up to $12,000 per month |
Waiting Period |
90 days |
Benefit Duration (Limitations may apply) |
Social Security Normal Retirement Age |
Provided By
Mutual of Omaha
Provider Website
Customer Service